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The Truth About Health Insurance: Frank Lobb Exposes the System with Frank Lobb, engineer, consultant, and author

April 16, 2025

Think you have health insurance? Think again.

In this episode, Frank Lobb, engineer, consultant, and author, exposes the hidden flaws in the U.S. healthcare insurance system in The Big Lie in My Healthcare Bill. He explains that what we call health insurance is not true insurance, as there is no enforceable contract between patients and insurers, only between insurers and healthcare providers, who are often barred from billing patients when claims are denied. This system allows insurers to prioritize cost-cutting over patient care, leading to widespread rationing and unexpected medical bills. Lobb critiques how regional insurance monopolies exploit an inelastic market, raising prices without accountability while limiting access to necessary care. He advocates for transparency, open discussion, and systemic reform to ensure healthcare prioritizes patients over profits.

Tune in and discover the hidden truths about health insurance and learn how to protect yourself from denied payments and unexpected bills!

Resources:

  • Connect with and follow Frank Lobb on LinkedIn and visit his website!
  • Get a copy of The Big Lie in My Healthcare Bill here!

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The Truth About Health Insurance: Frank Lobb Exposes the System with Frank Lobb, engineer, consultant, and author

Think you have health insurance? Think again. In this episode, Frank Lobb, engineer, consultant, and author, exposes the hidden flaws in the U.S. healthcare insurance system in The Big Lie in My Healthcare Bill. He explains that what we call health insurance is not true insurance, as there is no enforceable contract between patients and insurers, only between insurers and healthcare providers, who are often barred from billing patients when claims are denied. This system allows insurers to prioritize cost-cutting over patient care, leading to widespread rationing and unexpected medical bills. Lobb critiques how regional insurance monopolies exploit an inelastic market, raising prices without accountability while limiting access to necessary care. He advocates for transparency, open discussion, and systemic reform to ensure healthcare prioritizes patients over profits. Tune in and discover the hidden truths about health insurance and learn how to protect yourself from denied payments and unexpected bills! Resources: Connect with and follow Frank Lobb on LinkedIn and visit his website! Get a copy of The Big Lie in My Healthcare Bill here!